I need a loan for up to $800 by 11/6/09 and I have bad credit. What should I do?

If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms.

http://www.worldbestloans.com/

Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit.

You're going to need collateral for that loan. A car, a nice piece of gear like a guitar or amplifier, a boat, nice jewelry... Anything with value. Good luck!

Try www.prosper.com but don't expect a lot better luck than what you had at the bank. Better to work on getting a better credit score. A loan will do just the opposite.