If a neurosurgeon possibly made $600,000 a year, how much of that cash would be insurance?
Surgeons usually pay six figures in malpractice insurance. The premiums are based on prior claims, the retroactive date, policy limits, how many hours they work, how many hospitals they have admitting priveleges at, and which types of procedures they do.
This would be the least important consideration or stumbling block for deciding to be a neurosurgeon. Let me assure you that the premium asked for professional liability will not be so high that the neurosurgeon cannot afford. The malpractice rates for surgeons are higher than other doctors of surgeons and can be in five figures.
My suggestion if available is to talk to some neurosurgeons in your area as to salary and cost for malpractice as a guide. Especially starting out, you may only make 1/3 to 1/2 that amount a year and if say malpractice premiums run you over $100,000, can you afford this?
good luck