KK so heres the situation, im getting sent a check from a company b/c I sent them used video games, now when they send me the check it will have MY name on it but I dont have a bank account and am only 15, can my Mom cash it even if MY name is on the check but not HERS? Thank you
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I had this same dilemma when I was 15. Here's how I got my money.
I asked my mom to help me cash the check. I signed the back (if your name is on the front, it is correct for you to sign the back). My mom and I went together to the bank to cash the check.
The cashier asked my mom to also sign the back of the check because she was helping me (this may not still be true, but it might and is no big deal).
My mom had money in her own account to cover the check amount, so she was able to cash the check and give me the money.
We then went over to the bank manager and opened an account for me so I could save 10 percent of all my money. If you do this, you will be very happy to have a lot of cash in the future because you start saving now.
Good luck and good saving to you.
Shirley George Frazier
Author and Solo Business Expert
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You can open a bank account to cash it or keep it. All you need is for your mum to sign at the bank.
For your mum to cash it you would need to endorse it, that is sign it on the back, but as you are not legally an adult I don't think your signature would be valid..
If you get a 2nd job in Australia, what is the tax %?
I want to get a second job and want to know how much tax is deducted on 2nd jobs? Please help
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The level of tax relates to your income not the number of jobs that you have. I have two jobs.
From $0 to $6000 no tax
From $6001 to $34000 16.5% tax
From $34001 to $80000 31.5% tax
From $80001 to $180000 41.5% tax
Above $180000 46.5% tax
These tax rates include the 1.5% medicare levy.
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The level of tax relates to your income not the number of jobs that you have. I have two jobs.
From $0 to $6000 no tax
From $6001 to $34000 16.5% tax
From $34001 to $80000 31.5% tax
From $80001 to $180000 41.5% tax
Above $180000 46.5% tax
These tax rates include the 1.5% medicare levy.
What kind of stamp is needed?
I need to send a letter 50 miles away, what kind of stamp should i use? It's going from my town in Long Island to the Bronx.
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Your letter requires postage that adds up to 44 cents.
Here's the U.S. Postal Service chart to let you see how much postage costs according to the weight of letters.
Shirley George Frazier
Author and Solo Business Expert
...............................................................................
Your letter requires postage that adds up to 44 cents.
Here's the U.S. Postal Service chart to let you see how much postage costs according to the weight of letters.
Shirley George Frazier
Author and Solo Business Expert
Do I need to list ALL of my previous employers on job applications?
I am a recent college graduate. It took me a while to complete my degree and I have had a significant number of part time employers in my complete job history. Do I need to list every employer that I have had over my entire job history or can I list just those in the last 5 years?
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Follow the directions on the application. Some applications only require the last three employers, some require up to 10 years of employers. Some state "all" some don't.
I know when people only put down what is "relevant" I think they are hiding something. I would much rather have all their non relevant jobs so I can see that they were at least working.
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Follow the directions on the application. Some applications only require the last three employers, some require up to 10 years of employers. Some state "all" some don't.
I know when people only put down what is "relevant" I think they are hiding something. I would much rather have all their non relevant jobs so I can see that they were at least working.
Help me to understand why this is?
When the demand of gas/petrol goes up toward the summer the prices increase. (that makes sense) As more people fly, flight prices fluctuate. (some even charge extra for food)
But when fewer people are hand writing letters due to email, sending out checks in the mail to pay bills by banking on line, or sending out birthday/holiday cards using e-cards; Why does the price of stamps keep going up. Less people use stamps why make them more expensive?
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Profit maximization & demand elasticity.
Consider a restaurant:
Current price of a burger: $3
They sold 100 burgers each day for a year straight, at a profit of $2 per burger. Daily profit: $200
Then they notice for a month straight, they only sell 90 burgers. Daily profit: $180.
The owner does some research, and finds the following:
If she drops the price to $2/burger at a profit of $1/burger, they will sell 110/day. Daily profit: $110.
If she increases the price to $4/burger at a profit of $3/burger, they will only sell 70/day. Daily profit: $210.
Demand is decreasing because some people decide not to buy anymore at $3. But a loyal group of customers would buy even at $4. Even though demand is decreasing, the correct action is to raise rates (profit maximization).
One thing that many businesses struggle with is understanding how changes to their prices will impact the demand for their products (demand elasticity).
The USPS seems to have decided that, while fewer people are buying stamps, they are doing so for reasons other than price. Convenience, security, generational differences, etc. They figure that roughly the same number of people in the year ahead will buy stamps at $0.44 than would buy @ $0.43, so why not charge $0.44?
They'd likely charge more if they could, but they can only raise their prices a certain amount at a time (roughly speaking, with caveats: no more than the rate of inflation).
...............................................................................
The money from stamps helps to pay for the overhead expenses of the post office. The more money it can make on stamps, the less tax money it needs to pay for things like employees salaries, vehicle upkeep, and the cost of each actual post office. When everyone did their business by mail, personal and bills, the post office made lots of money from low cost stamps. Now that no one uses the mail, the post office is trying to stay in business by making the cost of the stamp met the cost of running the business. If they lowered the stamp back down, the people who don't use them now because of the internet probably still wouldn't switch back, so lowering the cost wouldn't bring back business. But raising the price for those people who don't do business on the internet will bring in some money. The government will end up closing even more branches of the post office. Some of the small towns where I live already have to get a PO Box because the town no longer has door to door delivery of the mail. Your pack of gum comment makes sense but a company like that can choose to go out of business or be creative about expanding business. What can the post office do? How can a business run by the government that no one wants to use but yet everyone sometimes needs stay in business? If a stamp only cost ten cents, would you put away your keyboard and get out a pen and paper and send a letter to a friend instead of an e-mail?
...............................................................................
Because the less people use them, the less money they make off stamps so they have to raise the price of them so they're not losing as much money as they would if they left the price the same.
...............................................................................
Like Jerry Seinfeild said about Tearing down his 20,000,000. $ house & putting another one in it's stead, "Because they can"........... Excellent question btw!! xxxxx
But when fewer people are hand writing letters due to email, sending out checks in the mail to pay bills by banking on line, or sending out birthday/holiday cards using e-cards; Why does the price of stamps keep going up. Less people use stamps why make them more expensive?
...............................................................................
Profit maximization & demand elasticity.
Consider a restaurant:
Current price of a burger: $3
They sold 100 burgers each day for a year straight, at a profit of $2 per burger. Daily profit: $200
Then they notice for a month straight, they only sell 90 burgers. Daily profit: $180.
The owner does some research, and finds the following:
If she drops the price to $2/burger at a profit of $1/burger, they will sell 110/day. Daily profit: $110.
If she increases the price to $4/burger at a profit of $3/burger, they will only sell 70/day. Daily profit: $210.
Demand is decreasing because some people decide not to buy anymore at $3. But a loyal group of customers would buy even at $4. Even though demand is decreasing, the correct action is to raise rates (profit maximization).
One thing that many businesses struggle with is understanding how changes to their prices will impact the demand for their products (demand elasticity).
The USPS seems to have decided that, while fewer people are buying stamps, they are doing so for reasons other than price. Convenience, security, generational differences, etc. They figure that roughly the same number of people in the year ahead will buy stamps at $0.44 than would buy @ $0.43, so why not charge $0.44?
They'd likely charge more if they could, but they can only raise their prices a certain amount at a time (roughly speaking, with caveats: no more than the rate of inflation).
...............................................................................
The money from stamps helps to pay for the overhead expenses of the post office. The more money it can make on stamps, the less tax money it needs to pay for things like employees salaries, vehicle upkeep, and the cost of each actual post office. When everyone did their business by mail, personal and bills, the post office made lots of money from low cost stamps. Now that no one uses the mail, the post office is trying to stay in business by making the cost of the stamp met the cost of running the business. If they lowered the stamp back down, the people who don't use them now because of the internet probably still wouldn't switch back, so lowering the cost wouldn't bring back business. But raising the price for those people who don't do business on the internet will bring in some money. The government will end up closing even more branches of the post office. Some of the small towns where I live already have to get a PO Box because the town no longer has door to door delivery of the mail. Your pack of gum comment makes sense but a company like that can choose to go out of business or be creative about expanding business. What can the post office do? How can a business run by the government that no one wants to use but yet everyone sometimes needs stay in business? If a stamp only cost ten cents, would you put away your keyboard and get out a pen and paper and send a letter to a friend instead of an e-mail?
...............................................................................
Because the less people use them, the less money they make off stamps so they have to raise the price of them so they're not losing as much money as they would if they left the price the same.
...............................................................................
Like Jerry Seinfeild said about Tearing down his 20,000,000. $ house & putting another one in it's stead, "Because they can"........... Excellent question btw!! xxxxx
Does anyone know why all the payday loan centers in NC are closing? Was there a recent law passed against it?
A lot of the centers in my area that do payday loans are suddenly closed. Why? Some lady my fiance works with said it was because they are illegal? Is that true?
...............................................................................
I heard a rumor that something passed that didn't allow them to charge the huge extra fee ($20 per $100 or so) So maybe they were losing cash.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
...............................................................................
I remember reading something about it, and I believe they have made those companies start charging a lot lower interest rate, so since they can't charge 400% interest, they have decided to close. They were a horrible business the way they take advantage of people.
...............................................................................
I think that the prudent thing to do is to just save up a little money. About a dozen choices here: http://loan.dealsthisway.com Good luck.
...............................................................................
I heard a rumor that something passed that didn't allow them to charge the huge extra fee ($20 per $100 or so) So maybe they were losing cash.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
...............................................................................
I remember reading something about it, and I believe they have made those companies start charging a lot lower interest rate, so since they can't charge 400% interest, they have decided to close. They were a horrible business the way they take advantage of people.
...............................................................................
I think that the prudent thing to do is to just save up a little money. About a dozen choices here: http://loan.dealsthisway.com Good luck.
Does anyone know why all the payday loan centers in NC are closing? Was there a recent law passed against it?
A lot of the centers in my area that do payday loans are suddenly closed. Why? Some lady my fiance works with said it was because they are illegal? Is that true?
...............................................................................
I heard a rumor that something passed that didn't allow them to charge the huge extra fee ($20 per $100 or so) So maybe they were losing cash.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
...............................................................................
I remember reading something about it, and I believe they have made those companies start charging a lot lower interest rate, so since they can't charge 400% interest, they have decided to close. They were a horrible business the way they take advantage of people.
...............................................................................
I think that the prudent thing to do is to just save up a little money. About a dozen choices here: http://loan.dealsthisway.com Good luck.
...............................................................................
I heard a rumor that something passed that didn't allow them to charge the huge extra fee ($20 per $100 or so) So maybe they were losing cash.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
...............................................................................
I remember reading something about it, and I believe they have made those companies start charging a lot lower interest rate, so since they can't charge 400% interest, they have decided to close. They were a horrible business the way they take advantage of people.
...............................................................................
I think that the prudent thing to do is to just save up a little money. About a dozen choices here: http://loan.dealsthisway.com Good luck.
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