I dont know anyone that Has Liberty.. are they a good Insurance company?
Liberty Mutual is a good company. They are nationally recognized and if the price is that much cheaper I would say go for it.
Here in Texas, (where I have State Farm), I could save about $800 a year by switching to Liberty Mutual.
But when I went to the TX insurance department website, and checked complaints, I saw that LM had the highest number of UPHELD complaints against them, of any insurance company in TX.
Fat lot of good saving $500 a year, if they won't pay the claim.
go check complaints, with YOUR state insurance department website.
You can easily check your quotes in internet, for example here - homeinsurance.awardspace.us