Online bill pay from bank or credit card company?

My bank (Bank of America) and my credit card company both have online bill pay features. If they both have the same function which online bill pay option should I choose, the bank or the credit card company? Whats the difference?

Well, do you want to pay your bills from your bank account, or do you want to use your credit card to pay them? It's really totally up to you to decide where you want the money to come from.

If your credit card offers rewards, and if you can pay off the entire balance due every month, you might consider doing it that way. If not, then it really doesn't make a difference either way.

It would be best to use the bank to help you pay your bills. Or do you get cash back from your credit card? If you pay all your bills with the card and get cash back, you will be making money. Providing you pay your balance off each month. Report Abuse

the bank.

why pay interest on interest?

if you pay by bank- you have the funds therefore not incurring any additional fees.