PLEASE help....Does Anyone Know What happens When you get a Payday Loan...............?

And they deposit your check......but the account has been closed?? MY cousin isn't working right now but get's cash aid from the state.....her cash was held up so she couldn't pay when it was due.Her account was closed because her boycousin stole her atm card.Do you know what they will do??She is worried they will call the state and take her cash...can they do that?? It was only 100.00. Thanks for your help..

Payday loans can be bad. Most likely if it is returned she will not only be charged additional interest but an Returned Check fee from the place she got the loan. These amounts are probably in the agrement she signed when she got the loan, but from what I have heard it could end up costing her almost double the original amount.

Also, a good resource is...

http://loan.deal4-you.com

Best of luck to you.

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Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).

They will call and harass her asking when she is going to pay the loan off. They will sit on it for 6 mos..let the interest and fees accrue then send it to collections..or sue her for the amount.

Either way, it is going to be a mess.

What on earth is a *boycousin*? I love how people nowadays play with family terms. Everyone is engaged or has a fiance, yet, no ring or date.. LOL I guess a boy cousin means some boy she knows and is friends with and they call eachother cousin.

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Really its a last resort and it can get you in a lot of debt. But maybe theres no alternative. Its tough.