does anybody have any idea of how i can go about doing this....
its just a small charity we want to pay to every month, i cant afford to sponsor one orpahn by myself so i will get a few people to chip in and helpp me
Assuming your in the UK....
Banks are now very careful about looking into accounts that appear suspicious from viewpoint of money laundering / potentially funding proceeds of crime. Banks create rules about opening accounts and ID verification and validation to deter would-be criminals. These rules may mean that banks will not wish you to open an account of this nature - despite your best intentions.
Easy solution
(1) Have your friends pay into your bank account and simply set up a direct debit (DD) to pay straight from there into the charity bank account.
or
(2) i ) Open a new bank account in your name only and set up a DD to pay into the charity of your choice. ii) Next - get your friends to DD monies into your existing current account each month. iii) Next - set up a DD from your personal bank account into the new account to complete the circle.
Either of these will avoid most problems with setting up the new account. However - small trasfer sums between accounts are often routinely investigated anyway.
PS....The governmet have got nothing to do with it!
If your in another country - look for another answer!
Good luck
You should be able to do that no problem - just open a bank account and off you go. Someone will have to be responsible for it and probably have it in their name so will be liable for any charges.
Talk to the charity - see if they can accept part donations for one sponsored orphan from several people - it might be easier that way
So long as the recipient is a registered charity I can't see why it should be queried. You open a current account in your name. Your friends pay into it any way they wish, cash, standing order etc. You set up a standing order or diect debit to the charity. Voila! Can't see a problem. Your friends may wish to see a copy statement from time to time. But if it's kosher you would volunteer this anyway.
It is never a good idea to open an account with friends. If it's only a small amount each month then the government won't really be interested in where it's coming from, but a joint account with friends is a really bad idea.
Use direct debit, from an account of where you and your friends invest money into. Direct Debit is the most safe, reliable and easiest 'paper-free' method to use!!