Log into your account, then click on the Send Money tab, its right inbetween My Account and Request Money tabs. All you do is type in the persons email address, or phone number , the amount. then put in what type of payment is being sent, either purchase or personal and choose one of the options.then hit continue and it will bring you to a page that shows a reciept and then you can either go back and change it or hit "Send Money" Thats all there is to it.